Investing can and often is a very confusing subject. Many people struggle to find a trusted and experienced adviser to help them with their finances. The recent bad and worrying media coverage over mis-selling and poor advice only makes the problem of find and adviser worse. For many people a personal recommendation from a close family member or friend can help. People tend to recommend other people or services they trust. Finding an experienced adviser will help you make the most of your finances and will help you understand the complexities of investing.
The most effective investment advice can help you get healthy returns on the money through carefully selected and prudent investments that offer potentially long term gains. These returns might help improve your own finances. The offer of a much better financial future is obviously attractive, especially after retirement age.
A good adviser will help you plan for the short, medium and long term. The will help you to understand the risks about investing and will asses your attitude towards investing. They will then be able to recommend a range of investments that will suit your needs and explain the risks, costs and charges to you. Don't be afraid to ask questions and query why the advice is suitable.
You can, of course, buy investments without advice. This is called execution-only. If you do this then you do not get any advice on the investment and you cannot make a complaint if the investment turns out to be unsuitable.
For investors looking to make their own decisions then the internet can help you collate useful and informative information. Information on the internet might not be up to date so we would recommend you check with the investment manager to see if it is.
Any investor should hold assets that are liquid such as cash or premium bonds. This will help with short term unexpected emergencies. A usual starting point is to hold an amount that is between 3 and six times your monthly expenditure.
The Financial Services Authority regulates investment advice in the United Kingdom. A register of qualified advisers is available to investors to look at on the FSA website. We would recommend all investors to check to make sure your adviser is on the register and is suitably qualified.
The most effective investment advice can help you get healthy returns on the money through carefully selected and prudent investments that offer potentially long term gains. These returns might help improve your own finances. The offer of a much better financial future is obviously attractive, especially after retirement age.
A good adviser will help you plan for the short, medium and long term. The will help you to understand the risks about investing and will asses your attitude towards investing. They will then be able to recommend a range of investments that will suit your needs and explain the risks, costs and charges to you. Don't be afraid to ask questions and query why the advice is suitable.
You can, of course, buy investments without advice. This is called execution-only. If you do this then you do not get any advice on the investment and you cannot make a complaint if the investment turns out to be unsuitable.
For investors looking to make their own decisions then the internet can help you collate useful and informative information. Information on the internet might not be up to date so we would recommend you check with the investment manager to see if it is.
Any investor should hold assets that are liquid such as cash or premium bonds. This will help with short term unexpected emergencies. A usual starting point is to hold an amount that is between 3 and six times your monthly expenditure.
The Financial Services Authority regulates investment advice in the United Kingdom. A register of qualified advisers is available to investors to look at on the FSA website. We would recommend all investors to check to make sure your adviser is on the register and is suitably qualified.
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If you are trying to find Investment Services Bristol find an independent financial adviser that offers impartial fee based advice.
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