If you want to branch out and start your own business you may have considered window cleaning. Even if you are a small one person operation you should still seriously consider insurance. This will protect you from any liability for any reason. So you may be wondering what type of insurance policy should a window cleaning company have to be compliant.
If you are going to start any business you should have a business license first before you accept your first customer. The insurance policy should be under the business name. This will safeguard you from any accidents. It will also benefit you in how you run your business, your ability to accept payment and your filing at tax time.
Your basic liability is good for someone young who is starting out and maybe cleaning one or two windows. As a company has more jobs, more employees and higher buildings the cost of insurance goes up. You may have to have special coverage such as third person liability or have your tools covered.
You are safest to go get quotes from an agent that specializes in insuring window cleaners and getting quotes from them. This way there are no mistakes and you will not over pay for your insurance needs. They know the needs of the insurance liabilities and are specialized to do so.
Many of these types of brokers and agents exist on the market. They can be found easily online and you should get several quotes from them. Once you find the quote that covers all of the items you need then you can choose that policy and then be covered.
The worst thing you can do is be without insurance and have an accident occur. For this reason many companies will demand proof of insurance before they do business with you. They do not want to hire someone who has not looked out for their interests. Check online for a qualified insurance broker for your window cleaning business before you open up shop.
If you are going to start any business you should have a business license first before you accept your first customer. The insurance policy should be under the business name. This will safeguard you from any accidents. It will also benefit you in how you run your business, your ability to accept payment and your filing at tax time.
Your basic liability is good for someone young who is starting out and maybe cleaning one or two windows. As a company has more jobs, more employees and higher buildings the cost of insurance goes up. You may have to have special coverage such as third person liability or have your tools covered.
You are safest to go get quotes from an agent that specializes in insuring window cleaners and getting quotes from them. This way there are no mistakes and you will not over pay for your insurance needs. They know the needs of the insurance liabilities and are specialized to do so.
Many of these types of brokers and agents exist on the market. They can be found easily online and you should get several quotes from them. Once you find the quote that covers all of the items you need then you can choose that policy and then be covered.
The worst thing you can do is be without insurance and have an accident occur. For this reason many companies will demand proof of insurance before they do business with you. They do not want to hire someone who has not looked out for their interests. Check online for a qualified insurance broker for your window cleaning business before you open up shop.
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