When your credit score is high you are considered a credible investor and your objective is to maintain your score to the highest number possible. How to do that? Follow these proven steps to do it:
1. You should know where to start. Ordering individual credit reports is the best way to begin, it will give you the access to instigate a dispute over the internet with every agency. You might think that it will cost you more to order individually rather than ordering by bulk as offered by other companies but this will definitely keep you out of future problems and even more expenditure. Afterall, you can't increase your score without knowing your credit reports information!
2. Make phone calls to your credit card agencies and request for an increase on your credit card lines. This improves your credit to better ratio amounts available and can help you gain extra 60 points on your financial credit.
3. The best ratio to have the cheapest possible outstanding debt-to-available-credit ratio is 25%-35%. You can start to reorganize your debt to achieve this.
4. Your credit card reports determine your ratio. Keep reorganizing your debts by paying your debts at the soonest possible time you can.
5. Make unreported debts by borrowing money from a lender who doesn't make reports, family and friends are good prospects. These debts won't show on your credit report decreasing those debts you already have to available credit ratios, thus increasing your score! Just don't forget to use the borrowed money wisely so you can keep up with the trust given on you.
6. Fax wrong reports to the credit agencies with incorrect credit reports. This is a lot easier than initiating a dispute over the internet with regard to your wrong credit report. Most often agencies will take your word without verifying with the lender.
7. Start your dispute online with every service. The best way to suspend the unhelpful offensive items from your credit report is to boost your score. Your score will change accordingly once the dispute is solved, however you will experience a temporary reprieve during the resolution process due to the negative offensive reports.
8. Choose the middle score of your credit to work on. When you purchase something such as real estate or a vehicle, the lender in most cases selects the middle score rather than your highest or lowest scores, so this is the most important score of all. When you increase your middle score, then the previously highest score that you have is most likely to be pulled off by lenders on your next purchase.
9. Find people with good credit history. Family and friends are the best pick. Ask these people to put in your social security number to their account so all the years of good credit history will show up on your credit reports. When this happens, your credit score will increase accordingly. It won't harm the people who added you to their account because they won't have to add their social security number on your card, thus protecting their credibility.
10. When you receive credit reports telling there are credit file which haven't been paid, you can call the collection company and ask them if they delete. Some agencies will take away the item from your credit report if the full account is paid. There are also instances where they can take away the debt from the credit agency immediately.
1. You should know where to start. Ordering individual credit reports is the best way to begin, it will give you the access to instigate a dispute over the internet with every agency. You might think that it will cost you more to order individually rather than ordering by bulk as offered by other companies but this will definitely keep you out of future problems and even more expenditure. Afterall, you can't increase your score without knowing your credit reports information!
2. Make phone calls to your credit card agencies and request for an increase on your credit card lines. This improves your credit to better ratio amounts available and can help you gain extra 60 points on your financial credit.
3. The best ratio to have the cheapest possible outstanding debt-to-available-credit ratio is 25%-35%. You can start to reorganize your debt to achieve this.
4. Your credit card reports determine your ratio. Keep reorganizing your debts by paying your debts at the soonest possible time you can.
5. Make unreported debts by borrowing money from a lender who doesn't make reports, family and friends are good prospects. These debts won't show on your credit report decreasing those debts you already have to available credit ratios, thus increasing your score! Just don't forget to use the borrowed money wisely so you can keep up with the trust given on you.
6. Fax wrong reports to the credit agencies with incorrect credit reports. This is a lot easier than initiating a dispute over the internet with regard to your wrong credit report. Most often agencies will take your word without verifying with the lender.
7. Start your dispute online with every service. The best way to suspend the unhelpful offensive items from your credit report is to boost your score. Your score will change accordingly once the dispute is solved, however you will experience a temporary reprieve during the resolution process due to the negative offensive reports.
8. Choose the middle score of your credit to work on. When you purchase something such as real estate or a vehicle, the lender in most cases selects the middle score rather than your highest or lowest scores, so this is the most important score of all. When you increase your middle score, then the previously highest score that you have is most likely to be pulled off by lenders on your next purchase.
9. Find people with good credit history. Family and friends are the best pick. Ask these people to put in your social security number to their account so all the years of good credit history will show up on your credit reports. When this happens, your credit score will increase accordingly. It won't harm the people who added you to their account because they won't have to add their social security number on your card, thus protecting their credibility.
10. When you receive credit reports telling there are credit file which haven't been paid, you can call the collection company and ask them if they delete. Some agencies will take away the item from your credit report if the full account is paid. There are also instances where they can take away the debt from the credit agency immediately.
About the Author:
Allan Henry has been in the field of credit building for a long time and maintains a website about good credit rating where you can get answers to the rest of your questions.
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