Owning your own home is a dream that most of us aspire to. Most of us work towards achieving this and it's also a part of the natural progression of our lives. Afflicting most people, particularly when it comes to large purchases, is buyer's remorse which is described as the regretting the decision to buy once you've bough.
During the time you start looking to buy a new home, your doubts or misgivings may be hidden by excitement. It's fun when you go online to look at homes in the area you've chosen, research neighborhoods, and visit show houses. As you wander through homes you imagine your family living there, find the perfect spot for the family heirloom, and see your children playing in the beautiful yard. You put in your offer as you find the perfect home and shortly you own a home.
At some stage, the reality as well as the doubts would set in. During this time, you could be celebrating your status as home owner or it could be on your first night on your new home. Instead of being excited, enthusiastic, and looking forward to a wonderful future, you are wondering if you did the right thing and thinking about everything that could go wrong.
Your concerns most of the time will be financial. Can you really afford this beautiful home? You may have overlooked several things when you viewed the home fully furnished and now that you're moving the boxes you realized that there are a few things you want to change. What if your kids doesn't like their school, what if you or your partner lose your job, what you get settled and hated the house, and other 'what if' questions begin to set in. Anxiety and stress can set in very quickly.
Before you start the buying process, the best way to combat buyer's remorse is to work on it. Write down all the advantages of owning your own home, and then list the disadvantages. If you haven't done it by the time the doubts start entering your mind, do it then. Doing this will help you in clarifying the reasons why bought a home in the first place and help you overcome the doubts as well. The chances are pretty good that you thought about or discussed the disadvantages anyway - you just needed to reassure yourself that you had made the right decision after all.
When you own a home, it's not always plain sailing. It is a huge financial responsibility, not least because of the mortgage repayments. Maintenance of a home is vital to keep it not only in good condition, but also for resale purposes. You are now the proud owner of your own home, which is a good investment and it can give you excellent returns after you spent a lot of great years living in it.
During the time you start looking to buy a new home, your doubts or misgivings may be hidden by excitement. It's fun when you go online to look at homes in the area you've chosen, research neighborhoods, and visit show houses. As you wander through homes you imagine your family living there, find the perfect spot for the family heirloom, and see your children playing in the beautiful yard. You put in your offer as you find the perfect home and shortly you own a home.
At some stage, the reality as well as the doubts would set in. During this time, you could be celebrating your status as home owner or it could be on your first night on your new home. Instead of being excited, enthusiastic, and looking forward to a wonderful future, you are wondering if you did the right thing and thinking about everything that could go wrong.
Your concerns most of the time will be financial. Can you really afford this beautiful home? You may have overlooked several things when you viewed the home fully furnished and now that you're moving the boxes you realized that there are a few things you want to change. What if your kids doesn't like their school, what if you or your partner lose your job, what you get settled and hated the house, and other 'what if' questions begin to set in. Anxiety and stress can set in very quickly.
Before you start the buying process, the best way to combat buyer's remorse is to work on it. Write down all the advantages of owning your own home, and then list the disadvantages. If you haven't done it by the time the doubts start entering your mind, do it then. Doing this will help you in clarifying the reasons why bought a home in the first place and help you overcome the doubts as well. The chances are pretty good that you thought about or discussed the disadvantages anyway - you just needed to reassure yourself that you had made the right decision after all.
When you own a home, it's not always plain sailing. It is a huge financial responsibility, not least because of the mortgage repayments. Maintenance of a home is vital to keep it not only in good condition, but also for resale purposes. You are now the proud owner of your own home, which is a good investment and it can give you excellent returns after you spent a lot of great years living in it.
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