The 20th Century was the "century of speed" but the 21st Century doesn't seem to lower the rhythm. In a fast world where everything moves all the time, we forgot to be patient and to wait. We want everything and we wanted now. We need money to satisfy our impatient wishes. So, whether we want to or not, we end up having debts.
Our debts usually take a place on our stress motifs list. If we really have no choice we pay regularly according to the contract and we wait for the years to run by. But usually it doesn't need to be this way. You can try to pay up earlier. How do you do that? Make a plan with realistic goals and establish how much money you need and how fast you want to pay. Write down the plan and stick to it scrupulously. It might seem a bit drastic in the beginning, but you'll get used pretty soon and once the results appear you will feel more and more motivated.
Where will you find the extra money? At first cut some of the monthly expenses. A list will help you find out what is really needed and where you're wasting money. Stop buying everyday what you need and instead go once or twice a month in a cheaper store to find them all. Use the car as little as possible: take a bus or the bike to work. You will get there a lot more relaxed, the exercise will do you good and you'll even be an ecologist.
A part time job or something to work at home in your spare time can offer you an extra income to use to pay the debt. Try to save as well small amounts of money. This way, while your debt will go lower your piggy-bank will go fatter. And those savings might come in handy in case of emergency.
It is always a good idea to invest. While some opportunities may seem inaccessible, some, like buying gold coins, are quite simple. The operation is usually private, they are accessible to everybody and their value remains (for the new ones) the same. Coins like the English Gold Sovereign, the French Rooster or the Chinese Panda Coin are very popular and easy to find and in time of need you can sell them with the same price you bought them. Such investments may help you also when you have a debt you want to pay sooner in order to avoid the interest.
Our debts usually take a place on our stress motifs list. If we really have no choice we pay regularly according to the contract and we wait for the years to run by. But usually it doesn't need to be this way. You can try to pay up earlier. How do you do that? Make a plan with realistic goals and establish how much money you need and how fast you want to pay. Write down the plan and stick to it scrupulously. It might seem a bit drastic in the beginning, but you'll get used pretty soon and once the results appear you will feel more and more motivated.
Where will you find the extra money? At first cut some of the monthly expenses. A list will help you find out what is really needed and where you're wasting money. Stop buying everyday what you need and instead go once or twice a month in a cheaper store to find them all. Use the car as little as possible: take a bus or the bike to work. You will get there a lot more relaxed, the exercise will do you good and you'll even be an ecologist.
A part time job or something to work at home in your spare time can offer you an extra income to use to pay the debt. Try to save as well small amounts of money. This way, while your debt will go lower your piggy-bank will go fatter. And those savings might come in handy in case of emergency.
It is always a good idea to invest. While some opportunities may seem inaccessible, some, like buying gold coins, are quite simple. The operation is usually private, they are accessible to everybody and their value remains (for the new ones) the same. Coins like the English Gold Sovereign, the French Rooster or the Chinese Panda Coin are very popular and easy to find and in time of need you can sell them with the same price you bought them. Such investments may help you also when you have a debt you want to pay sooner in order to avoid the interest.
About the Author:
The Gold Sovereign coins are made of 22 carat precious metal featuring a traditional engraving and they are a great opportunity for coin collectors and investors alike.
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