Friday, 6 June 2008

Choosing the Right Home for You and Your Family

By Chris Ulrich

By Christopher Ulrich, Editor, HomeBuyersGuide.com

Buying a new home is the single largest buy most Americans will ever make. Unfortunately, many spend less time deciding on what house they should invest in than they do on purchasing the latest cell phone. That isn't to say they're not capable - they simply lack a method of evaluating house.

Before You Search for a House, Decide What You Really Want

This sounds simple enough, but many people do not spend the time to decide what kind of home buy they want to make. They start visiting open houe events, fall in love with a home and make a bid. Months or years later they decided they bought the wrong home for a range of reasons. "If only we knew then what we know now..." they think.

Plan for the Long Term

Most people will live in their house from 5 and 50 more than a decade. Think about what your needs will be ten ages from now. Ask yourself:

Are you planning on starting a family? With how many children? Be sure you have enough bed rooms and that the rooms are large enough for the kids to grow into.

Are you going to send your kids to public school or private school? Private can be very expensive. If you go that route of private school, you may wish to live in a better town with a lower quality school district; both the houses prices and taxes may be lower for a similar home.

Are your children walking in to be driving in the next several years? Do you have sufficient parking?

Could you see bringing your parents in to live with you?

Do you want a mother-daughter with separate kitchen and entrance or simply an additional bedroom in the main house? Will you prefer a ranch vs. a two-story home?

If you are choosing a location near your work, is there other work nearby if you are required to change jobs? Are you better off driving a little further but being nearer to another urban area?

Plan for the Features You Want

Decide now how a wide range of bedrooms and bathrooms you want. Do you want a finished basement? What about a swimming pool and deck? How about a home office? There are a wide range of features you can select in a home, and it is far easier to find it in a home you are looking to buy, rather than adding it in the future. If there is an critical feature you want that is not in a particular home, make sure you can add it later (ex., do you have room to add a pool later on). For a complete checklist list of features to review, see http://www.HomeBuyersGuide.com/features.cfm

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